Despite having travel insurance,a Canadian woman was denied her claim for 50,000 after her stay in a California hospital.The article on yahoo.ca points out how ambiguous questions can cause financial grief.

Here is a link to that story, it's worth reading.

[ca.news.yahoo.com]

Remember, travel health insurers are responsible to their shareholders, not you ! All that fine print is not for your benefit...it's for them.
When you find an honest 'plain language' insurer, post it here .....if you live long enough.

Scott,
You asked for it.....go to our website www.aha-int.com click on TravelGuard.
LarryB

This is not cheap travel insurance!!!!!!
All I wanted was trip cancellation, everything else, I have covered. I wanted trip cancellation
mainly because my dad is 87 and at that age, you never know.
This outfit wanted $288 for two of us just for trip cancellation. Yikes, not cheap!